Affordable Housing Shortage: By the Numbers

America faces a severe shortage of affordable rental housing, with only 37 affordable units available for every 100 extremely low-income renter households. Our analysis of federal housing data reveals the scope of this crisis and its devastating impact on millions of families.

The affordable housing shortage affects nearly 11 million households across the United States, according to data from the National Low Income Housing Coalition (NLIHC). These families spend more than half their income on housing costs, leaving little for other necessities like food, healthcare, and transportation.

The Geography of Shortage

The affordable housing shortage varies dramatically by location. Rural areas face different challenges than urban centers, but the crisis is universal. Our analysis shows that no state has an adequate supply of affordable housing for extremely low-income families.

"The affordable housing shortage is not just a housing issue—it's a public health crisis, an educational crisis, and an economic crisis rolled into one."

Who's Most Affected?

Certain populations bear the brunt of the affordable housing shortage more than others. Our analysis reveals significant disparities across racial, ethnic, and age demographics.

The Cost of Inaction

The affordable housing shortage has far-reaching consequences beyond individual families. Our analysis shows that housing instability costs the economy an estimated $171 billion annually in lost productivity, healthcare costs, and educational outcomes.

• Healthcare Costs: Families experiencing housing instability have 40% higher healthcare costs
• Educational Impact: Children in unstable housing are 2.5 times more likely to repeat a grade
• Economic Productivity: Housing instability reduces workforce productivity by an estimated 15%

Policy Solutions

Addressing the affordable housing shortage requires a multi-pronged approach:

• Increased Federal Funding: Expanding the Low-Income Housing Tax Credit program
• Zoning Reform: Removing barriers to affordable housing development
• Rent Assistance: Expanding housing voucher programs to serve more families
• Public-Private Partnerships: Leveraging private investment for affordable housing

Looking Forward

The data is clear: America needs to build approximately 7 million more affordable rental units to meet current demand. Without significant policy intervention and investment, the crisis will continue to worsen, affecting millions more families in the years ahead.